[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.my4.cz\/kdy-je-zastava-nemovitosti-vhodna\/#Article","mainEntityOfPage":"https:\/\/www.my4.cz\/kdy-je-zastava-nemovitosti-vhodna\/","headline":"Kdy je z\u00e1stava nemovitosti vhodn\u00e1","name":"Kdy je z\u00e1stava nemovitosti vhodn\u00e1","description":"Pokud uzav\u00edr\u00e1me n\u011bjakou dohodu, druh\u00e1 strana \u010dasto vy\u017eaduje n\u011bjakou z\u00e1ruku, \u017ee my svou \u010d\u00e1st spln\u00edme. To plat\u00ed zvl\u00e1\u0161t\u011b ve chv\u00edli, kdy jedn\u00e1me s ve\u0159ejn\u00fdmi institucemi. I ty cht\u011bj\u00ed m\u00edt jistotu, \u017ee ud\u011bl\u00e1me to, k \u010demu jsme se zav\u00e1zali. Asi nejtypi\u010dt\u011bj\u0161\u00edm p\u0159\u00edkladem jsou v dne\u0161n\u00ed dob\u011b p\u016fj\u010dky. I zde se mus\u00edte zaru\u010dit, \u017ee skute\u010dn\u011b budete \u0159\u00e1dn\u011b … ","datePublished":"2022-01-16","dateModified":"2023-05-01","author":{"@type":"Person","@id":"https:\/\/www.my4.cz\/author\/#Person","name":"","url":"https:\/\/www.my4.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4e6a74466e4227c12d5306875d08720cdfce3572213740db6f4a2e5e46e710ff?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4e6a74466e4227c12d5306875d08720cdfce3572213740db6f4a2e5e46e710ff?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"my4.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.my4.cz\/wp-content\/uploads\/exekuce2_4.jpg","url":"https:\/\/www.my4.cz\/wp-content\/uploads\/exekuce2_4.jpg","height":0,"width":0},"url":"https:\/\/www.my4.cz\/kdy-je-zastava-nemovitosti-vhodna\/","about":["Ekonomika"],"wordCount":442,"articleBody":"   Pokud uzav\u00edr\u00e1me n\u011bjakou dohodu, druh\u00e1 strana \u010dasto vy\u017eaduje n\u011bjakou z\u00e1ruku, \u017ee my svou \u010d\u00e1st spln\u00edme. To plat\u00ed zvl\u00e1\u0161t\u011b ve chv\u00edli, kdy jedn\u00e1me s ve\u0159ejn\u00fdmi institucemi. I ty cht\u011bj\u00ed m\u00edt jistotu, \u017ee ud\u011bl\u00e1me to, k \u010demu jsme se zav\u00e1zali.Asi nejtypi\u010dt\u011bj\u0161\u00edm p\u0159\u00edkladem jsou v dne\u0161n\u00ed dob\u011b p\u016fj\u010dky. I zde se mus\u00edte zaru\u010dit, \u017ee skute\u010dn\u011b budete \u0159\u00e1dn\u011b spl\u00e1cet. To v\u0161ak m\u016f\u017ee m\u00edt mnoho podob. Obvykle banky \u010di jin\u00e9 spole\u010dnosti poskytuj\u00edc\u00ed finan\u010dn\u00ed slu\u017eby vy\u017eaduj\u00ed ru\u010ditele, tedy n\u011bkoho, kdo se za v\u00e1s zaru\u010d\u00ed.Je samoz\u0159ejm\u011b pochopiteln\u00e9, pro\u010d to d\u011blaj\u00ed, to v\u0161ak neznamen\u00e1, \u017ee by n\u00e1m to m\u011blo b\u00fdt p\u0159\u00edjemn\u00e9. Jen m\u00e1lokomu z n\u00e1s se chce n\u011bkoho o tuto slu\u017ebu \u017e\u00e1dat, p\u0159\u00edpadn\u011b nikoho takov\u00e9ho nemaj\u00ed. A je\u0161t\u011b m\u00e9n\u011b lid\u00ed je ochotno do toho j\u00edt. Znamen\u00e1 to tedy, \u017ee si tito lid\u00e9 nemohou p\u016fj\u010dit? Nikoliv nezbytn\u011b. Dal\u0161\u00ed hojn\u011b vyu\u017e\u00edvanou mo\u017enost\u00ed je z\u00e1stava nemovitosti. To v podstat\u011b znamen\u00e1, \u017ee pokud nedostoj\u00edte sv\u00fdm z\u00e1vazk\u016fm, o sv\u016fj d\u016fm \u010di pozemek p\u0159ijdete. Riziko je zde samoz\u0159ejm\u011b velk\u00e9, proto je ot\u00e1zkou, zda se v\u016fbec vyplat\u00ed je podstupovat.Zde samoz\u0159ejm\u011b z\u00e1le\u017e\u00ed na konkr\u00e9tn\u00ed situaci. P\u0159edev\u0161\u00edm jde o \u010d\u00e1stku, kterou si chcete p\u016fj\u010dit. Ta by m\u011bla odpov\u00eddat hodnot\u011b zastavovan\u00e9 nemovitosti. To v\u0161ak znamen\u00e1 mimo jin\u00e9 tak\u00e9 dlouhou dobu spl\u00e1cen\u00ed, a v\u0161ichni v\u00edme, co v\u0161e se m\u016f\u017ee b\u011bhem let st\u00e1t \u2013 ztr\u00e1ta zam\u011bstn\u00e1n\u00ed, zv\u00fd\u0161en\u00ed cen, je toho mnoho, co m\u016f\u017ee na\u0161i finan\u010dn\u00ed situaci najednou prudce zhor\u0161it.V p\u0159\u00edpad\u011b, \u017ee si p\u016fj\u010dujeme men\u0161\u00ed \u010d\u00e1stku, co\u017e b\u00fdv\u00e1 obvykl\u00e9, je nutn\u00e9 m\u00edt na pam\u011bti, \u017ee d\u00e1v\u00e1me do z\u00e1stavy p\u0159edm\u011bt mnohem vy\u0161\u0161\u00ed hodnoty. Pokud tedy nebudeme spl\u00e1cet, p\u0159ijdeme o podstatn\u011b v\u011bt\u0161\u00ed \u010d\u00e1stku, ne\u017e kterou jsme si p\u016fj\u010dili.Proto je pot\u0159eba postupovat v tomto p\u0159\u00edpad\u011b opatrn\u011b a skute\u010dn\u011b si dob\u0159e spo\u010d\u00edtat, zda budeme schopni spl\u00e1cet i v p\u0159\u00edpad\u011b, ne\u010dekan\u00fdch ud\u00e1lost\u00ed, a to po dlouhou dobu. Tak\u00e9 bychom m\u011bli uv\u00e1\u017eit, zda onu p\u016fj\u010dku v\u016fbec pot\u0159ebujeme a zda onu situaci nejde \u0159e\u0161it jinak. Tak bychom toti\u017e u\u0161et\u0159ili pom\u011brn\u011b dost pen\u011bz.                                                                                                                                                                                                                                                                                                                                                                                          4.3\/5 - (12 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdy je z\u00e1stava nemovitosti vhodn\u00e1","item":"https:\/\/www.my4.cz\/kdy-je-zastava-nemovitosti-vhodna\/#breadcrumbitem"}]}]